Credit Firm Review | Best Credit Repair Service in 2022?

Overview | Credit Firm Review

18 Years of Experience and Proven Results of Boosting up to 246 Credit Points – The Credit Firm is Not Just Another Credit Repair Company

Credit Firm has a simple and straightforward process to fix the credit scores, making it one of the best on the list. 

Serving in key financial areas ever since 1997, The Credit Firm has proven to be one of the best. With the support of professional attorneys, credit repair experts, financial guides, and dozens of other core members on the team, it has proven to be actionable in and around 50 states of America.

Credit Firm Net Features

  • Free Consultation with Experts
  • Affordable Monthly Price
  • No Long-Term Contracts
  • 24/7 Expert Support
  • Unlimited Interventions
  • No Hidden Fees
  • Late Payments
  • Bankruptcy
  • Collections
  • Foreclosure
  • Tax Liens

Introduction

Low credit scores have pushed hundreds and thousands of Americans into a depriving state, and let us face the fact; Every third resident of the United States of America has an average credit score or lesser. A low credit score means there are not enough possibilities to get better loans, and if you get one, the interest rate for the period shall be higher and unsuitable. 

Bad credit scores restrict loan opportunities and impose other financial restrictions. It is better to have a clean record of credit scores, and the best way is to take the help of professionals to fix the problem. 

The Credit Firm is one of our top choices in the list of Best Credit Repair Companies. There are several reasons for this: low fee structure, proven results, and not missing out on the 18 years of experience in fixing low credit scores. 

Also read: Best Credit Repair Business Software Kit to Kickstart Like a Pro

Before taking any actions, you must know your credit scores from all the credit bureaus. You can get a free copy of the annual credit report, once every year, but that does not come with 24×7 credit monitoring and quarterly updated credit reports.

Why Use Credit Firm?

This service is best for those who are looking for better jobs and faster credit and loan approvals. You can start with a free consultation, and if the experts win your confidence, you proceed with clearing spots on your credit summary or credit report. 

Serving in key financial areas ever since 1997, The Credit Firm has proven to be one of the best. With the support of professional attorneys, credit repair experts, financial guides, and dozens of other core members on the team, it has proven to be actionable in and around 50 states of America. 

18 Years of Experience and Proven Results of Boosting up to 246 Credit Points – The Credit Firm is Not Just Another Credit Repair Company

One of the best things about the Credit Firm is how well they simplify the process. You can opt for a credit repair service from the online website or talk to a professional on the phone call. The dedicated experts on call guide you on what processes they use to make sure there is a boost in your credit scores. 

What built more trust for us was when the experts on the other end met our expectations by addressing all our queries. They were patient to ready to hear everything from our end. It is one of the most legitimate and trustable credit repair companies we have come across.

How Credit Firm Works

Most credit repair companies have a complicated process to sign up for their service with a lot of forms, information, and waiting period. However, with Credit Firm, this is not the case. Signing up and using the Credit Firm is simple and fast.

Here is how you can fix your credit scores quickly with Credit Firm.

1. Sign Up on Credit Firm

The first and foremost thing to do is to sign up for the Credit Firm service. You can do this by using the signup button on their official website and fill the relevant information.

During the signup, you will be asked for information such as “Goal” where you specify for what you want to fix your credit score. For example, “to buy a house,” “refinance,” “increase credit scores,” and more. This helps the credit repair team to quickly act with appropriate measures based on your goals.

Later, you need to upload your credit statement for the team to identify faults, negative entries, and entries that can be eliminated. This is an important step which we also discussed in the “Space Shuttle Strategy” to fix your credit scores on your own and faster.

Once you have shared relevant information, the legal team is ready with the analysis.

2. Let The Legal Team Analyze

You don’t have to take any action in step 2 as the Credit Firm’s legal team will do the job. After you submit your credit history, the team will check for all the entries and start analyzing what can be removed to improve your credit scores quickly.

Once the complete analysis is done, the next step taken by the legal team is to prepare the plan of action and proceed accordingly in step 3.

Analysis of credit report is also the most crucial step which we have noticed in the Space Shuttle Strategy and comes in handy to fix your credit reports on your own too. If you have closed accounts and are being charged on them, you can get them removed too.

3. Credit Repair Process Begins

In step 3, the Credit Firm’s team of experts starts investigating all the three credit bureaus (Experian, Equifax, and TransUnion) for negative and closed account entries. By writing dispute letters and attaching all the proofs, the team requests all the bureaus to take down the entries which eventually increases your credit scores.

Usually, credit bureaus take 30-45 days for this process and so will the legal team of the Credit Firm. So, don’t be impatient and wait for 45 days to see the reflection on your credit scores.

If the bureaus do not remove the negative entries (which usually happens), the team writes them a dispute letter once again. After repeating the process, if the credit bureaus fail to remove the entires despite attaching all the proofs, with the help of the legal team, you can raise a complaint.

What we like the most about Credit Firm is they also work on removing entries from collection agencies such as Lexis Nexis, and other credit furnishers to remove as much derogatory information from your credit reports as possible by leveraging consumer protection laws such as the FACTA, FCRA, FDCPA, FCBA, and HIPAA medical privacy laws.

the credit firm

Pros and Cons | Credit Firm Net Review

Choosing a credit repair service can be a tricky deal, most users claim they don’t work while others are fully satisfied. There are no guaranteed claims that credit repair companies can solve your low credit issues, but they are still worth taking a shot at.

Likewise to most credit repair companies, Credit Firm also have downsides which you might want to consider before signing them up to fix your credit scores. One of the biggest downsides is lesser results during COVID19 which is a matter of concern as it is where users need them the most. Moreover, there are no monthly credit monitoring systems and users will have to take credit hero scores or FICO on their own to monitor their scores correctly.

But downsides are not the only ones that come along with Credit Firm, there are some advantages too. Credit Firm is a reputed and A-rated credit repair company with 97% of the existing users recommending them.

Pros

  • Credit Fees as low as $49.99
  • Cancel anytime
  • A+ credit repair rating
  • Unlimited credit bureau challenges and inquires

Cons

  • No monthly credit monitoring
  • No financial management tools included
  • Recent complaints are yet to be resolved
  • Not many positive reviews during Covid19

Pricing | Credit Firm Net Review

Unlike most other credit repair companies, there are not too many plans to confuse users. Instead, there is a single plan which can be subscribed to get unlimited credit disputes and all the other benefits. If you are a couple, you can avail of extra benefits with the couples plan.

The first fee is deducted after the first five days of enrollment and within weeks you can find your first boost. These first five days are used by your agent to prepare a dedicated file and start the first round of investments. 

Individual Plan

$49.99/Mo

  • Personal credit consultant
  • Online portal access
  • Legal in-depth credit audit
  • Unlimited credit bureau challenges
  • Unlimited procedural compliance verification
  • Unlimited inquiry challenges
  • Unlimited personal info variation challenges
  • Unlimited goodwill interventions
  • Unlimited debt validation
  • Unlimited escalated info requests
  • Cancel anytime
  • Much More…

Couple’s Plan

$89.99/Mo

  • Save $10 a month off the individual rate
  • Personal credit consultant
  • Online portal access
  • Legal in-depth credit audit
  • Unlimited credit bureau challenges
  • Unlimited procedural compliance verification
  • Unlimited inquiry and personal info variation challenges and debt validation
  • Unlimited goodwill interventions
  • Cancel anytime
  • Much More…

Contact | Credit Firm Net

Want to contact Credit Firm Net? Here are all the possible ways to contact them. Address: CreditFirm.net 1020 Milwaukee Ave. Suite 122 Deerfield, IL 60015.

You can either sign up for their service through the website or meet their representative and get a clear idea before signing up. If you are unavailable before the weekends, you can also email them at info@creditfirm.net or call up using the below number.

Testimonials

What People are Saying

Thank you for raising my credit score to 740. I am happy to report that my dream of owning a home has just become a reality.
Jennifer Sanchez
Chicago, IL
27 negative accounts, That’s how many accounts were deleted in the attached letter from Experian. I can’t believe you did just that. I feel 10 pounds lighter. Thank You.
Loretta C
Chicago, IL

Similar Credit Repair Services

Unsatisfied with Credit Firm and its services? Try the following similar credit repair services to fix your credit scores.

Credit Saint
The Credit People