How Much Do DisputeBee Costs? Pricing and Plans Explained

When improving your credit scores, one of the crucial things to do is dispute negative items from your credit history. To do this, you will have to create dispute letters, send them to the bureaus, and keep track of the entire process. While this is a complex thing to do with tens of dispute letters, DisputeBee is one of the credit repair software that can help you ease the process.

I have already covered an entire DisputeBee Review, how to use it, and why it is one of the best credit repair software. But one thing that we need to discuss in more detail is, does the price justify the features that DisputeBee has to offer.

Understanding the cost is crucial as it gives clarity on your investment and time. This is because there are also other tools that can do the same and offer more at a better pricing option.

In this article, we will explore the price and plans that DisputeBee offers and the features that you get along with them. In the end, we will also discuss if the tool is worth the investment and actually helps you improve your credit scores.

DisputeBee Overview

  • Create unlimited clients
  • Advanced dispute strategies
  • Unlimited team member accounts
  • Generate and print dispute letters in bulk
  • Custom letter templates and sequences
  • E-contract integration
  • Client Portal
  • Zapier integration
  • Intelligent letter suggester tool

Overall Rating:

4 star rating
4 star rating
4 star rating
4 star rating

DisputeBee is an automated credit repair software that helps you create and track dispute letters. It is available for both individuals and professional services, such as starting a credit repair business.

Overall, the tool is a perfect addition to starting a credit repair business with the right set of business integrations such as billing, client portals, unlimited clients and team accounts, custom templates, and more. Though the price is a little high given the features and requires an additional subscription to IdentityIQ, you can still opt for other options, such as Credit Repair Cloud


  • Support all three bureaus
  • Intelligent letter suggester
  • Automated dispute letter
  • Create disputes with bureaus and collectors for inquiries, collections, late payments, and more
  • Easy cancellation and refund


  • A little costly
  • Needs IdentityIQ subscription
  • No other way to import credit reports other than IdentityIQ
  • Could have more business tools

Best DisputeBee Alternative

Best Credit Repair Software

Credit Repair Cloud is the best alternative to DisputeBee to start a credit repair business or improve your credit scores. It is an industry-dominant and growing company that helps entrepreneurs start their credit repair businesses. It offers software, systems, and strategies to start your own credit repair business.

DisputeBee: Plans and Pricing

One of the reasons why I like using DisputeBee is the simple pricing scheme they offer. There are not many plans that confuse you, and the tool just works fine without having to pay for additional features. Since you can start a DIY credit repair business with DisputeBee, you get to find a business plan that provides you with all the additional business features that might help you.

DisputeBee offers two plans: individual and business. Both of these plans are perfect for creating and tracking disputes with the least effort.

The individual plan costs you $49.00/Mo and provides you with sufficient features to create dispute letters for negative entries. While the business plan costs you $129/Mo, and it offers all the features of an individual plan along with business features such as client portal and billing, e-contract, bulk letter generation and printing, and more.

Choose a Plan


$49 / month

  • Import credit reports with ease
  • Support all three bureaus
  • Send personal disputes to bureaus, collectors, inquiries, med debt, payments, bankruptcies, and other collection agencies
  • Pre-written custom letter templates
  • Create your own custom letter templates
  • Intelligent letter suggestion tool


$129 / month

  • Add unlimited team members and create unlimited clients
  • Advanced dispute strategies
  • Bulk generate and print letters
  • Send mail via API [USPS]
  • Custom letter templates and sequences
  • E-contract integration
  • Dedicated client portal
  • Zapier integration
  • Client billing integration and other tools

You can always change the subscription plan from individual to business and vice versa. However, it is best to make this change during the end of the current billing period. This also applies to cancellation policies, meaning your membership or subscription will only cancel once the active billing period is completed.

For more information on cancellation policies and refunds on DisputeBee, you can read the terms of services. You can also connect with support by clicking on the “help” icon from the left of your dashboard.

Also Read: Best DIY Credit Repair Business Software – Credit Repair Cloud

1. Individual Plan

The individual plan supports all three credit bureaus (Equifax, Experian, and TransUnion), which makes it ideal for disputing negative entries. With this plan, you can easily import your credit report and start analyzing for negative entries.

Once you have the entries, you can start disputing negative items with bureaus and collectors with pre-written letter templates. You can always tweak these letters to match your needs, but in most cases, it won’t be required as these dispute letters are prepared using your given information. All of this is done with the intelligent letter suggestion tool that the plan offers.

The individual plan also helps you dispute collections, credit inquiries, late payments, and bankruptcies. Now, this plan is great, but it only works for one person. So, if you have to run a credit repair business or want to dispute entries for one of your family members, you will want to subscribe to DisputeBee using another account or subscribe to the business plan.

Also Read: 10 Solid Tips on How to Prevent Credit Card Skimming

2. Business Plan

The business plan offers everything to start a credit repair business, from creating dispute letters to tracking them. But there is more to the business plan than just creating dispute letters.

With the DisputeBee business plan, you can add unlimited team members to your account to manage your clients and track their progress. This offloads the burden from individual users, and your team members can work independently on separate or multiple clients.

You can use custom letter templates and sequences to generate dispute letters in bulk for all the negative items. With DisputeBee’s business plan, you get a dedicated client portal to help you manage your clients better. In addition, you can integrate useful features such as e-contract, Zapier integration for payments, and client billing.

While DisputeBee delivers such great business integrations, there are a few disadvantages compared to Credit Repair Cloud; for instance, more effective dispute letter tracking and mailing. On DisputeBee, most of this process is manual, while it is automated on Credit Repair Cloud. 

Also Read: DisputeBee vs Credit Repair Cloud – Which is the Best Credit Repair Software?

Individual vs. Business Plan – Which is the Best Suited DisputeBee Plan?

Now that we have both the plans that DisputeBee has to offer, the question is, which is the best-suited plan for you?

DisputeBee’s individual plan is enough if your only goal is to create letters to dispute negative items from your credit report. This plan offers letter generation, templates, and support to all three bureaus, which is ideal for individual purposes. But if you want to start a credit repair business or want to dispute credit reports of multiple clients or family members, you can use the business plan. The plan offers a dedicated client portal and integrations which makes it ideal.

Both the plans on DisputeBee will require you to create an IdentityIQ account. In the case of the business account, each client is required to have an IdentityIQ account.

If you have to choose between both plans, the best thing to do is to know your use case. If your only goal is to improve your personal credit score, you can readily get the individual plan, and if your choice is to run a business or dispute negative entries for others, the business plan would be the most cost-effective and reliable option with added features.

How to Cancel your DisputeBee Subscription or Get a Refund?

You can cancel your DisputeBee subscription using the following steps below,

  • Open the DisputeBee software and log in using your credentials.
  • On the top-right of your dashboard, you can find the “My Account” option; click on it. If you cannot find it, tap on the “Settings” icon from the bottom left of your screen.
  • Here, under the billing section, you can find the currently active plan (Individual or Business).
  • Under the plan section, you can see a cancel button; tap on it, and your current subscription will be canceled.
  • Also, note that the plan can be canceled at the end of the current billing term.

How about when you are unsatisfied with the product? This is when you can ask for a refund from DisputeBee. For this, you will have to email DisputeBee, and this option is only available within 90 days from the last payment. If you ask for a refund after 90 days of your cancellation, you might not be able to make it happen. 

Note: IdentityIQ is a separate company, so your DisputeBee cancellation won’t affect the cancellation of IdentityIQ, and if you wish to do so, you will have to do it from the IdentityIQ account.

Also Read: (Review) Credit Hero Challenge – The Best 14 Days Credit Repair Course?

Frequently Asked Questions on DisputeBee Costs

What is DisputeBee?

DisputeBee is an automated credit repair software that helps you create and track dispute letters. It is available for both individuals and professional services, such as starting a credit repair business.

What features are included in each DisputeBee plan?

DisputeBee offers two plans, and the most common features are – support for three bureaus, pre-written custom letter templates, import credit reports, and an intelligent letter suggestion tool.

Do you need a license to run a credit repair business?

No, you don’t need to have a credit repair business license, but it is beneficial to have one from your state license board. Additionally, your state may force a license compulsion; get a word with your attorney before starting the business.

Is DisputeBee Worth?

DisputeBee is useful because it saves time by creating automated dispute letters. Moreover, it is a great addition to your credit repair business with integrations such as E-Contract, Zapier, and Client Portal.

Is DisputeBee legitimate?

Yes, DisputeBee is a legitimate, powerful, and reliable credit repair software. It helps you create automated dispute letters, and the intelligent letter suggestion makes the disputing process easier.

Frequently Bought Together

Starting a Credit Repair Business is not easy and needs you to have access to some of the best tools. Here are frequently bought-together tools to kickstart your credit repair business.

Credit Repair Training Book

Credit Hero – Credit Repair Course

Check FICO Scores

myFICO | 24×7 Credit Monitoring Service

Wrapping up: How Much Do DisputeBee Costs?

DisputeBee is a cost-efficient credit repair tool for disputing negative entries using an intelligent letter generation feature. The individual plan costs you $49/Mo, and the business plan costs you $129/Mo, which is considerable for running a credit repair business or personal purposes.

I hope this article on how much the DisputeBee costs helps you in picking the right credit repair tool for you. Feel free to explore more credit repair guides on our website, and do not miss out on our hand-curated guide, “Space Shuttle Strategy,” to help you boost your credit scores.


Hi, this is Ashutosh - I am the creator of the "Space Shuttle Strategy" and most credit repair guides on this website. I love talking about finance, credit repair, and business tools, and I share my ideas through guided and helpful articles which can help you make a difference. Some people also call me Jr. Nikola Tesla, as I love creating new ideas and bringing change, and my ideas do stick.

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