What is a 609 Dispute letter?

A 609 Dispute letter is a letter to credit bureaus requesting to verify certain entries which are negative. If the entries are negative, they are removed from the credit report, which increases your credit score.

How Credit Bureau verify items?

The Credit bureau verifies a certain entry using proof such as signed bills, statements, or contracts. Any form of proof is acceptable, and if you have a copy of the proof, you can attach it and send it to them. This makes the process faster.

Do Dispute Letters work?

Yes, Dispute letters work when the entries are not legitimate, and you have enough proof. However, It is a time-consuming process; it works but with no guarantee.

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